Mint Alternatives 2026 — Net Worth Trackers After the Shutdown
Updated 2026-05-10. Seven options compared on price, geography, bank linking, and use case.
Mint shut down on March 23, 2024, and Intuit redirected users to Credit Karma, whose net-worth and budgeting features are noticeably thinner than Mint's were. The vacuum left behind has been filled by a mix of free and paid trackers, none of which is a 1-to-1 Mint replacement. The right pick depends on three things: where your money sits geographically, whether you're willing to share bank credentials, and whether you want budgeting versus a pure portfolio view.
The seven options
Prism
- Pricing:
- Free
- Geography:
- Global
- Bank linking:
- Not required (manual)
- Best for:
- Multi-currency portfolios, privacy-conscious users, FIRE planners
Empower (Personal Capital)
- Pricing:
- Free dashboard, paid advisory 0.49–0.89%
- Geography:
- US only
- Bank linking:
- Required (Yodlee)
- Best for:
- US users with linked bank accounts who want auto-sync
Monarch Money
- Pricing:
- USD ~99/yr
- Geography:
- US-centric
- Bank linking:
- Required (Plaid + Finicity + MX)
- Best for:
- Couples managing budgets and bank-linked net worth
Kubera
- Pricing:
- USD ~249/yr
- Geography:
- Global
- Bank linking:
- Optional (manual + connections)
- Best for:
- High-net-worth users wanting global tracking with optional sync
Sharesight
- Pricing:
- Free up to 10 holdings; paid above
- Geography:
- Global
- Bank linking:
- Not used (CSV imports)
- Best for:
- Investors who care about dividend tracking and tax reporting
Rocket Money
- Pricing:
- USD 4–12/mo
- Geography:
- US-centric
- Bank linking:
- Required (Plaid)
- Best for:
- Bill negotiation and subscription cancellation more than net worth
Credit Karma (Mint successor)
- Pricing:
- Free
- Geography:
- US, Canada, UK
- Bank linking:
- Required
- Best for:
- Credit-score monitoring; net-worth features are weaker than Mint's
How to choose
- All US, want budgets: Monarch Money or Empower.
- All US, want net worth + retirement: Empower (free).
- Outside the US or multi-currency: Prism (free) or Kubera (paid).
- Don't want bank linking: Prism or Sharesight.
- Want a built-in FIRE calculator: Prism.
Frequently asked questions
When did Mint shut down?
Intuit announced the shutdown of Mint in late 2023. The product was retired on March 23, 2024, with users redirected to Credit Karma — which has weaker net-worth and budgeting features than Mint had.
What's the closest free Mint replacement?
For US users who want bank-syncing budgets, Empower (formerly Personal Capital) is the closest free replacement. For users who don't want bank linking — or who hold assets outside the US — Prism is a closer fit because it supports manual entry and eight currencies natively.
Are there Mint alternatives that work outside the United States?
Yes. Prism, Sharesight (paid above 10 holdings), and Kubera all work globally. Empower, Monarch Money, and Rocket Money are US-centric. For multi-currency net worth tracking specifically, Prism and Kubera are the strongest options — Prism is free, Kubera costs roughly USD 249 per year.
Do any Mint alternatives include a FIRE calculator?
Most do not. Empower's Retirement Planner is the closest among bank-linking trackers but doesn't use the FIRE framing. Prism includes a FIRE Tracker with FI Number, savings rate, years to FI, and Lean / Regular / Fat / Coast FI milestones built into the same dashboard as the portfolio.
Try Prism free
Manual entry, eight currencies, FIRE calculator. No bank credentials required.
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